FINANCE
Sovereign infrastructure for Australian and Tasmanian financial institutions. APRA CPS 230 and CPS 234 aligned, Privacy Act compliant, AUD-priced, and operated from Launceston, Tasmania. Built for credit unions, super funds, fintechs, and AFSL holders who can no longer accept offshore data flows as the default.
WHAT WE HEAR FROM CFOs
The themes are consistent across mutual banks in Hobart, super funds in Melbourne, and fintechs in Sydney.
APRA CPS 234 — Information Security
APRA-regulated entities must maintain information security capability commensurate with vulnerabilities and threats. Overseas SaaS makes attestation and audit harder.
Impact: Regulatory exposureAPRA CPS 230 — Operational Risk
From July 2025, regulated entities must manage material service provider risk. Hyperscaler concentration and offshore data flows are board-level risks.
Impact: Concentration riskPrivacy Act 1988 & APP 8
Cross-border disclosure of personal information triggers accountability obligations. Australian-hosted infrastructure removes APP 8 friction entirely.
Impact: Privacy complianceAUSTRAC & AML/CTF
Reporting entities must keep transaction and KYC records accessible to AUSTRAC. Sovereign storage simplifies retention and lawful access.
Impact: Reporting integrityCost Volatility
AUD-denominated revenue, USD-denominated cloud bills. FX swings turn monthly cloud spend into a hedging problem rather than a capacity problem.
Impact: Margin erosionVendor Lock-in
Proprietary core banking, ledger, and CRM stacks make vendor changes a multi-year program. Open formats and self-hosting restore optionality.
Impact: Strategic riskFINANCIAL SERVICES SEGMENTS
Credit Unions & Mutual Banks
Member-owned institutions running legacy core banking alongside modern member portals. We help consolidate, modernise, and bring data home.
Customer-owned banks, building societies, mutualsSuperannuation & Wealth
Funds, advisers, and admin platforms juggling member data, compliance reporting, and ASIC obligations. Sovereign infrastructure removes APP 8 headaches.
Industry funds, SMSF administrators, financial plannersFintech & Payments
AFSL holders and payment providers needing AUSTRAC-friendly retention, deterministic latency, and predictable infrastructure costs as they scale.
Payment platforms, lending fintechs, neobanksAccounting & Audit
Practices holding sensitive client data subject to ATO, ASIC, and TPB obligations. We replace fragmented SaaS with consolidated sovereign tooling.
Mid-tier firms, regional practices, tax agentsFRAMEWORKS WE ALIGN TO
We are not auditors. We build infrastructure that makes audit and attestation straightforward, and we work alongside your compliance team and external assessors.
APRA CPS 234
Information security obligations for regulated entities
Australian-hosted control plane, documented controls, audit-ready logging
APRA CPS 230
Operational risk and material service provider management
Australian-domiciled provider, transparent dependencies, exit plan included
Privacy Act 1988
Australian Privacy Principles, including APP 8 cross-border disclosure
Data resident in Australia by default — no APP 8 trigger
AUSTRAC AML/CTF
Record keeping and reporting for designated services
Long-term sovereign retention, immutable storage options
Notifiable Data Breaches
Mandatory breach notification under the Privacy Act
Local incident response, no offshore notification dependencies
ASIC Market Integrity
Record keeping for AFSL and ACL holders
7+ year retention, tamper-evident archival, Australian jurisdiction
WHAT WE BUILD
Sovereignty Audit
We map every system holding client or member data, identify cross-border flows, and produce a board-ready APP 8 / CPS 230 risk register.
Learn more →No. 02Tasmanian Cloud
Private cloud infrastructure in Tasmania with renewable-powered data centres. Replaces AWS/Azure workloads at predictable AUD cost.
Learn more →No. 03SaaS Exit Programs
Structured migrations from Microsoft 365, Google Workspace, Salesforce, and HubSpot to self-hosted alternatives with full data portability.
Learn more →No. 04Managed Compliance
Ongoing operations aligned to APRA, ASIC, and Privacy Act requirements. Patching, backup, DR, and evidence collection handled.
Learn more →WHY TASMANIA
We are an Australian-owned firm operating from Tasmania. We sit in your time zone, we bill in AUD, and we understand the regulators you answer to. For DR, Tasmania is a distinct jurisdiction from the mainland — useful when designing for resilience.
Renewable-powered data centres, low-latency to mainland AU, distinct jurisdiction for DR
Australian business hours support — no overnight tickets to US offshore desks
AUD billing — no USD FX exposure on monthly infrastructure spend
Familiar with APRA, ASIC, AUSTRAC, OAIC reporting expectations
READY FOR A SOVEREIGNTY AUDIT?
We will map your data flows against APRA CPS 230, CPS 234, and APP 8 in 2 weeks.